So we did it.
We bought a place. Our very own place.
The last two weeks have been the most stressful of my life! Seriously. Dealing with bankers, brokers, agents, owners, inspectors, appraisers, etc. etc. It's just been one headache after another. At one point, I was just about ready to give up (getting a mortgage when you're self-employed in this economy took patience and skill!).
But now it's done and we are very happy.
The place: built in 1919, it's a three-story triplex and we bought the second floor. It's two blocks away from where we live now which is what we've been holding out for since we love this neighborhood and didn't want to live anywhere else. It's very big for the Plateau and we got a great deal because it needs a bit of work (painting, floors redone, eventually more). But a great investment and, more importantly, our mortgage payment is low(ish) and we LOVE the place.
Ugh, we are going to be housepoor for sometime, but that's fine. Our savings are gone. Debt is now a friend and will be for some time. We have to buy appliances (we have nothing) and a lot more since we are moving from a small one bedroom apartment to a big 1200 square foot place with a lot of rooms! But we probably won't move until September 1st since I leave this weekend for three weeks to Shanghai.
A fun project that will take years to finalize, I expect. And we are very happy.
My first house! My goal was to buy a place before I turned 40 and I've still got two years to go!
I'll post more pics later but in the meantime. Our place is the open door on the left at the top of the stairs. The balcony leads to the living room.
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